3) Learn about investment instruments.
Stocks: 20%Capital accounts: 13% - 16%
Savings accounts: 2% - 6%
4)Automate your savings.
My capital and savings accounts automatically earn interest. These accounts do not have an ATM so I am not tempted to withdraw them.
5) Pick 2 no-spending days per month.
I choose February 20 and 27 as my no-spending days since I do not have class on Mondays.
6) Identify employment benefits.
I am not employed but I voluntarily contribute the minimum amount to Social Security.
7) Commit to learn new skills.