Tuesday, February 14, 2012

25 Days to Healthier Finances - part 2

3) Learn about investment instruments.

Stocks: 20%Capital accounts: 13% - 16%
Savings accounts: 2% - 6%
Bonds: 3%


4)Automate your savings.


My capital and savings accounts automatically earn interest. These accounts do not have an ATM so I am not tempted to withdraw them.


5) Pick 2 no-spending days per month.


I choose February 20 and 27 as my no-spending days since I do not have class on Mondays.


6) Identify employment benefits.


I am not employed but I voluntarily contribute the minimum amount to Social Security.


7) Commit to learn new skills.


- Cooking
- Writing

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